I am taking a sequence of three graduate programs at a university. My mother and father have paid for the primary two with leftover undergrad 529 cash, however I am hoping to have the ability to pay for the third myself. (relationship causes, irrelevant).

I’ve a bank card (Uncover scholar card, rotating 5% class one) with a 2k restrict on it, tuition shall be about 3.5k. (faculty would not appear to cost additional charges for paying with bank card — it was really the one technique to pay for the summer season class). I’ve greater than sufficient in financial savings to simply pay the cardboard stability instantly, and that manner I will get 1% again.

Fairly new to bank cards, although, so I am questioning how onerous the 2k restrict is. Ie, will Uncover simply bounce/refuse the cost? Can I name them forward of time so this does not occur?

I will request a credit score line improve earlier than the cost deadline for the category, although I doubt they will elevate it to previous 3.5k straight off…

Additionally open to attempting to get a brand new card with the next restrict, now that I’ve obtained a credit score historical past and so forth, however I do not wish to open a brand new card only for the aim of one thing I’ve obtained a technique to do with out.

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