I am a UK citizen dwelling within the US- went to varsity right here and now working for the final little bit of my scholar visa, so that is my fifth 12 months.
I am within the final 10 months of my scholar visa, and I do not know whether or not I’ll get a job right here and transition to an H1B, return dwelling to the UK, or transfer to a different third nation. I am leaning in the direction of the final two choices as I do not just like the healthcare insecurity right here, I might wish to be nearer to my household, and I am kinda over the US environment. I’ve met some individuals I really like dearly and can miss rather a lot however there’s a lot extra to think about.
Together with cash! As soon as I get my finances sorted, I’ll take out a bank card to pay my payments and construct a credit score rating on the off probability that I do keep on this nation. Does anybody know whether or not credit score rating interprets throughout international locations? I can not seem to get a straight reply…
I have been very fortunate with monetary assist so I am doing advantageous with scholar debt. I’ve learn a few of the subreddit supplies, and suppose I ought to maintain off investing in any IRA’s and the like although? Simply till I am a bit of extra steady? I think about I do not need to tie cash up in American banks once I’m unsure how lengthy I will be staying here- proper??
I’ve requested financial institution advisors and monetary providers individuals at my faculty these questions they usually’ve been clueless, even about whether or not constructing a credit score rating within the US will matter overseas. I am hoping you guys may need some perception? The present plan is to avoid wasting as a lot in my financial savings account as I can over the following ten months and construct a little bit of a credit score rating by paying my payments by way of bank card. Does that sound smart?