35 years previous. I’ve a 401(Okay) with my work that matches 5%. I have been fairly aggressive the previous few years placing 15% of my verify away. I’ve round 80okay proper now. Ought to I look to decrease the quantity I am investing in my 401(Okay) and begin a Roth IRA? Can anybody clarify the advantages? I at the moment have 16okay in a betterment account and I do know that at the moment are providing IRA’s as effectively. Any solutions/suggestions can be vastly appreciated.