August 16th I obtained a telephone name from a set company concerning 2 collections relationship again to 2010. I informed the rep I used to be unaware of those money owed and was not sure they’re even right and requested for the detailed data be despatched to my present tackle. Inside the week I obtained the small print of two medical payments in 2010, one from March 2010($299)and one from December 2010($200).
They don’t seem to be on my Equifax report and I don’t imagine they’re on Experian or TransUnion, however I’m attempting to substantiate through my information. I truthfully didn’t know I owed for these dates, as I’ve not been contacted about them in a number of years, previous to final month. I additionally don’t imagine they’re on any of my credit score stories as a result of I used to be underneath the impression I had 1 assortment and these are completely different from the one I knew of on my Equifax report.
The CA known as once more immediately, I informed them I used to be at work and could not discuss they usually’d need to name again at one other time.
My query is, with the accounts being so previous, eight years, and if they’re the truth is not on my credit score report, is it higher to finish telephone contact with the CA and let it trip? Or ought to I do one thing else? If they don’t seem to be on my credit score report, can they nonetheless be added? If they’re on a credit score report, once more, do I do something?
Any data is way appreciated, I’m in my 20’s, my credit score is sort of younger, and I’m not effectively versed in these issues.



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