I’ve a $2000 stability on a 0% APR card whose intro price interval is about to finish. I pays the stability off now however I’m about to maneuver to a brand new residence the place I’ll depart $400/month in lease so I’d somewhat simply use the lease differential to pay the stability off over 5 months so I gained’t disrupt my financial savings or different funds.

I used to be considering of opening up a brand new card with a 0% stability switch promo + potential churning advantages, nonetheless rating sims are displaying this might tank my rating, is that this correct?

I’m at a 760, good historical past, haven’t opened a card in over a 12 months, any ideas?



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