I paid off my private line of credit score in full and the next month I used to be charged an annual charge that I don’t keep in mind being defined to me at any level. I used to be solely made conscious once I acquired a discover by my credit score monitoring service that the charge had ballooned to $85 and was reported to credit score bureaus.

I spent 45 minutes with a banker (Wells Fargo) and acquired the late charges eliminated, however after all there’s nothing they’ll do concerning the credit score rating. They might have tried to contact me concerning the overdue steadiness however, though their “Buyer Stage” contact info for me was appropriate their “Account Stage” contact info for the road of credit score was not so I by no means heard a phrase about this till it was reported.

Do I’ve an angle in getting this taken off my report? I’m going to dispute it doesn’t matter what, however I do not essentially know the very best strategy for my particular state of affairs. Any recommendation could be very welcomed. Thanks upfront.



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